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Microfinance Essay Examples

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POVERTY IN JAMAICA

Poverty is generally accepted as an undesirable condition. However, defining poverty is extremely difficult and several definitions exist. According to Dennis brown (1995), He defined poverty as a state in which an ‘‘individual or group possesses less than some standard which has been defined as acceptable”. In the world we live it is generally accepted…

A Study of the Microfinance Institutions

One factor inhibiting the attainment of development goals in less developed countries is the populace’s general inability to access factors of production, especially finance. This limits the entrepreneurial ability of the people, especially the poor. Consequently, potential employment opportunities and household prospects for creating wealth and improving income are lost. Microcredit has been one framework…

Microfinance for Poverty Reduction

INTRODUCTION Microfinance is not something new in Malaysia. It has been operated by credit unions, co-operative banks and specialised credit windows of banks. Microfinance services of financial credit range for about RM10,000 (USD2,631) and mostly to finance small businesses, agricultural loans and loans for poverty reduction. Microfinance program in Malaysia has been implemented since 1987…

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The Impact of Microfinance in Africa

Introduction Microfinance simply means the creation of funds and provision of these funds to the small scale entrepreneurs, low-income earners, unemployed, poverty stricken clients and some other interested parties. However, microfinance does not only revolve around “soft loans” (loans which do not require strict collateral and which could be paid in installments), it also includes…

Challenges Facing Mobile Bankers Of Microfinance Institutions In Ghana

1.1 BACKGROUND OF THE STUDY * In Ghana it is estimated that only 6 percent of the entire population have access to formal financial services, with the majority being denied access (Basu et al., 2004). These individuals and enterprises therefore tend to rely largely on informal sources, including relatives, friends, suppliers and money lenders, for…

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