Banking Essay Topics

The impact of the availability

Explain the impact of the availability of electronic information on individuals and society In this report I will discuss the impact of the availability of electronic information on individuals and society. I am going to talk about how the ways people access information has changed and how new technologies have played a part in this…. View Article

Internet Banking

Therefore, since U. K. consumers have used to browsing and shopping online, there are factors that U. K. mobile carriers should pay attention. The factors are to find and collaborate with mobile commerce providers so that they can boost the M-Commerce traffic and thus, revenue. The potential of conducting mobile commerce in the U. K…. View Article

English Banking Law

INTRODUCTION: There are three types of cheque frauds exists in UK viz. forged, counterfeit and fraudulently altered cheque fraud. In 2005, the cheque fraud in U.K was estimated about £ 40.3 million – a 13% decrease from the 2004 total of £ 46.2 million. The earlier year figures also revealed a steady increase totaling £… View Article

Adoption of Islamic Banking

The intention of the study is to identify the benefits which could be drawn in Adoption of Islamic banking by conventional banks and to determine the challenges they are going to face in the adoption. The 60 respondents from various conventional, non-Muslim banks have been chosen through simple random sampling. The result of the survey… View Article

Peoples Com

It is a people’s bank website which offers its banking services. Now the bank has recently introduced its insurance services. The advertisement of insurance service is splendidly going through its website. From its founding in 1842 till today, People’s Bank has truly been a bank for the people. This bank is broadly known for its… View Article

Traditional Banking

The article “The decline of traditional banking: implications for financial stability and regulatory policy” by Franklin R. Edwards and Frederic S. Mishkin presents a very detailed and well researched exploration of the current movement of banks away from traditional banking. The authors describe their objectives as including an examination of the reasons behind the decline… View Article

Uses of Internet in Banking

Online banking is a technological advancement that has brought about such a change. The banking industry has adopted virtual banking to improve business process, infrastructure, and customer relationships. These changes have had a major impact on the banking business, but more transparently on the customers of online banking. The matrix measures for the improvements added… View Article

The Evolution of the Banking Industry

At independence, there were only two foreign banks, Barclays and Standard Chartered Banks that were dominant players in the country. Naturally, their operations were structured to support the colonial economy. Research indicates that the Bank of Gold Coast was later split into Ghana Commercial Bank and Bank of Ghana in 1957. In contrast to the… View Article

Indian Financial Market Challenges

The financial services sector is emerging from the worst financial crisis for 80 years. Tighter regulation, an overhang of debt in the west and the immense growth in the power of banks in emerging economies will transform the landscape of banking. The global financial system suffered a profound and traumatic shock in September 2008 when… View Article

Recent Trends in Indain Banking Sector

The economy can be divided in the entire spectrum of economic activity into the real and monetary sectors. The real sector is where production takes place while the monetary sector supports this production and in a way is the means to the end. We know and we accept the financial system is critical to the… View Article

Assessment of the Investment Procedures of Metrobank

I. Metrobank A. History Metropolitan Bank and Trust Company (Metrobank) was established by a group of businessmen on September 5, 1962 at the Wellington Building in Binondo, Manila. In August 1963, the bank’s first branch was established in Divisoria. Four years later, Metrobank opened its Davao branch, the bank’s first provincial branch. At the onset… View Article

Problems Identified By The Narasimham Committee

1. Directed Investment Programme : The committee objected to the system of maintaining high liquid assets by commercial banks in the form of cash, gold and unencumbered government securities. It is also known as the statutory liquidity Ratio (SLR). In those days, in India, the SLR was as high as 38.5 percent. According to the… View Article

Banking Regulation

Financial regulation relates to laws and rules that govern what financial institutions such as banks, brokers and investment companies can do. These may be set though legislation or be stipulated by the relevant regulatory agency, for instance the FSA in the UK . Regulation is needed to ensure consumer’s confidence in the financial sector …. View Article

Activities of Investment Banking

The Investment bank is the financial institution which assists the governments, corporations and the individuals in raising the capital by acting or underwriting as the agent of the client in issuance of securities. The investment bank can also help the companies which are involved in acquisitions and mergers, and offer ancillary services like the trading… View Article

Banking – Regulatory changes

Regulators, in their continuous efforts to follow best banking practices to combat money laundering and terrorist financing to prevent the possible use of the banking sector for money laundering, terrorist financing, transfer of illegal/ill-gotten monies and other white collar crime, has come up with specific guidelines, for the financial institutions. In line with the international… View Article